This is a question that is being asked a lot these days. The answer could make a big difference to your financial security, especially if you are retired, or within 5 years of retirement. I think in order to figure out the answer to this question, we have to look at a number of factors.
Roger holds the coveted and well-earned designations of Chartered Financial Consultant (ChFC®) and Retirement Income Certified Professional (RIPC®) from the American College. He is also a licensed insurance agent for life and health insurance and a Certified Paralegal for Estate Planning.
https://2emawv23inbp49o14u8le4k3-wpengine.netdna-ssl.com/wp-content/uploads/2020/08/arrow-up.png565845Roger Gainerhttps://2emawv23inbp49o14u8le4k3-wpengine.netdna-ssl.com/wp-content/uploads/2016/07/Gainer-Financial-Logo.jpgRoger Gainer2020-08-12 22:25:392020-08-12 22:26:03How Much Higher Can the Stock Market Go?
Over the past few decades there has been an explosion of strategies and money flows from institutional investors (pension plans, hedge funds, etc.) relative to the market participation of individual investors. This dynamic change has made it more difficult for individual investors to be successful due to these imbalances in market participation.
Roger holds the coveted and well-earned designations of Chartered Financial Consultant (ChFC®) and Retirement Income Certified Professional (RIPC®) from the American College. He is also a licensed insurance agent for life and health insurance and a Certified Paralegal for Estate Planning.
https://2emawv23inbp49o14u8le4k3-wpengine.netdna-ssl.com/wp-content/uploads/2018/12/stick-market-bull-bear.jpg565848Roger Gainerhttps://2emawv23inbp49o14u8le4k3-wpengine.netdna-ssl.com/wp-content/uploads/2016/07/Gainer-Financial-Logo.jpgRoger Gainer2020-05-21 07:00:102020-06-09 19:16:36How the Stock Market Has Changed Over the Last 30 Years
If you are like most of the people, I have been speaking with over the last few months, they are concerned about volatility. Extreme movements in your investments can be hard to deal with.
Roger holds the coveted and well-earned designations of Chartered Financial Consultant (ChFC®) and Retirement Income Certified Professional (RIPC®) from the American College. He is also a licensed insurance agent for life and health insurance and a Certified Paralegal for Estate Planning.
I have NEVER put out a blog like this one. I am hoping to disturb you enough to stop ignoring the signals and take steps to prevent catastrophic losses.
Roger holds the coveted and well-earned designations of Chartered Financial Consultant (ChFC®) and Retirement Income Certified Professional (RIPC®) from the American College. He is also a licensed insurance agent for life and health insurance and a Certified Paralegal for Estate Planning.
The last couple of weeks have been a reminder that the stock market is full of surprises, like them or not. We’ve seen daily fluctuations of 500 or 1,000 Dow points to be the norm, not the exception, which is a volatility we have not seen in a long time.
Roger holds the coveted and well-earned designations of Chartered Financial Consultant (ChFC®) and Retirement Income Certified Professional (RIPC®) from the American College. He is also a licensed insurance agent for life and health insurance and a Certified Paralegal for Estate Planning.
https://2emawv23inbp49o14u8le4k3-wpengine.netdna-ssl.com/wp-content/uploads/2018/02/stock-market-crash.jpg565848Roger Gainerhttps://2emawv23inbp49o14u8le4k3-wpengine.netdna-ssl.com/wp-content/uploads/2016/07/Gainer-Financial-Logo.jpgRoger Gainer2018-02-14 00:21:072019-05-15 19:12:26The Markets Are Going Crazy, Should I Be Worried?
Roger holds the coveted and well-earned designations of Chartered Financial Consultant (ChFC®) and Retirement Income Certified Professional (RIPC®) from the American College. He is also a licensed insurance agent for life and health insurance and a Certified Paralegal for Estate Planning.
https://2emawv23inbp49o14u8le4k3-wpengine.netdna-ssl.com/wp-content/uploads/2017/01/RETIRE-HAPPY.png565845Roger Gainerhttps://2emawv23inbp49o14u8le4k3-wpengine.netdna-ssl.com/wp-content/uploads/2016/07/Gainer-Financial-Logo.jpgRoger Gainer2017-07-07 20:47:302019-05-15 18:38:26Podcast: How to React to the Market
Those of you, who know me, understand that I don’t try to “time” the market. I think that is a game that can’t be won over the long haul. However, you also know that I feel it is very important to avoid losing money, especially if you are within 5 years of retirement. This is for both the 5 years before and the 5 years after retirement.
Roger holds the coveted and well-earned designations of Chartered Financial Consultant (ChFC®) and Retirement Income Certified Professional (RIPC®) from the American College. He is also a licensed insurance agent for life and health insurance and a Certified Paralegal for Estate Planning.
https://2emawv23inbp49o14u8le4k3-wpengine.netdna-ssl.com/wp-content/uploads/2017/03/stock-market.jpg17742365Roger Gainerhttps://2emawv23inbp49o14u8le4k3-wpengine.netdna-ssl.com/wp-content/uploads/2016/07/Gainer-Financial-Logo.jpgRoger Gainer2017-03-14 17:35:272019-05-15 19:16:25Is it Time to be Cautious About Stocks?
Mutual Funds are one of the most popular tools in use today for people who want to invest. They are convenient, liquid, professionally managed, diversified and perceived as “simple.” While much of that can be true, do you understand what the cost is for that convenience? For that matter, do you have any idea what you are actually investing in?
Roger holds the coveted and well-earned designations of Chartered Financial Consultant (ChFC®) and Retirement Income Certified Professional (RIPC®) from the American College. He is also a licensed insurance agent for life and health insurance and a Certified Paralegal for Estate Planning.
https://2emawv23inbp49o14u8le4k3-wpengine.netdna-ssl.com/wp-content/uploads/2016/08/mutual-funds.jpg12801920Roger Gainerhttps://2emawv23inbp49o14u8le4k3-wpengine.netdna-ssl.com/wp-content/uploads/2016/07/Gainer-Financial-Logo.jpgRoger Gainer2016-08-16 04:45:192019-05-15 19:18:22How to Understand What is in Your Mutual Funds Account
So what was your answer? Are you ready? Wall Street has conditioned a huge segment of the investing public to think, “I am a long term investor, I will just ride out the correction, the market always comes back”. In today’s post, I would like to cut through some of the myths and misinformation that are widely accepted as true, but can create huge losses with little to no warning.
Roger holds the coveted and well-earned designations of Chartered Financial Consultant (ChFC®) and Retirement Income Certified Professional (RIPC®) from the American College. He is also a licensed insurance agent for life and health insurance and a Certified Paralegal for Estate Planning.
https://2emawv23inbp49o14u8le4k3-wpengine.netdna-ssl.com/wp-content/uploads/2016/08/stock-market-crash-1024x683.jpg6831024Roger Gainerhttps://2emawv23inbp49o14u8le4k3-wpengine.netdna-ssl.com/wp-content/uploads/2016/07/Gainer-Financial-Logo.jpgRoger Gainer2016-08-04 19:51:422019-05-15 19:18:59Are You Prepared for the Upcoming Market Drop?
Last week, the Dow Jones Industrial average was down over 650 points. Yesterday it dropped over 500 more points and was down more than 1000 at one point, and the other market indexes were losing even more ground. Today it was up over 300 points and finally closed down more than 200. If you ever wondered about the term “the Wall Street roller coaster”, you are experiencing it these past couple of weeks!
Roger holds the coveted and well-earned designations of Chartered Financial Consultant (ChFC®) and Retirement Income Certified Professional (RIPC®) from the American College. He is also a licensed insurance agent for life and health insurance and a Certified Paralegal for Estate Planning.
https://2emawv23inbp49o14u8le4k3-wpengine.netdna-ssl.com/wp-content/uploads/2016/08/stock-market-crash.jpg593807Roger Gainerhttps://2emawv23inbp49o14u8le4k3-wpengine.netdna-ssl.com/wp-content/uploads/2016/07/Gainer-Financial-Logo.jpgRoger Gainer2015-08-26 18:22:472019-05-15 19:32:10Should I Be Worried About the Stock Market Drop?
