Are Stock Market Investments Worth the Risk Right Now?

I have NEVER put out a blog like this one. I am hoping to disturb you enough to stop ignoring the signals and take steps to prevent catastrophic losses.

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How the Stock Market Has Changed Over the Last 30 Years

Over the past few decades there has been an explosion of strategies and money flows from institutional investors (pension plans, hedge funds, etc.) relative to the market participation of individual investors. This dynamic change has made it more difficult for individual investors to be successful due to these imbalances in market participation.

The Markets Are Going Crazy, Should I Be Worried?

The last couple of weeks have been a reminder that the stock market is full of surprises, like them or not. We’ve seen daily fluctuations of 500 or 1,000 Dow points to be the norm, not the exception, which is a volatility we have not seen in a long time.

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Podcast: How to React to the Market

Is it Time to be Cautious About Stocks?

Those of you, who know me, understand that I don’t try to “time” the market. I think that is a game that can’t be won over the long haul. However, you also know that I feel it is very important to avoid losing money, especially if you are within 5 years of retirement. This is for both the 5 years before and the 5 years after retirement.

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How to Understand What is in Your Mutual Funds Account

Mutual Funds are one of the most popular tools in use today for people who want to invest. They are convenient, liquid, professionally managed, diversified and perceived as “simple.” While much of that can be true, do you understand what the cost is for that convenience? For that matter, do you have any idea what you are actually investing in?

Are You Prepared for the Upcoming Market Drop?

So what was your answer? Are you ready? Wall Street has conditioned a huge segment of the investing public to think, “I am a long term investor, I will just ride out the correction, the market always comes back”. In today’s post, I would like to cut through some of the myths and misinformation that are widely accepted as true, but can create huge losses with little to no warning.

Should I Be Worried About the Stock Market Drop?

Last week, the Dow Jones Industrial average was down over 650 points. Yesterday it dropped over 500 more points and was down more than 1000 at one point, and the other market indexes were losing even more ground. Today it was up over 300 points and finally closed down more than 200. If you ever wondered about the term “the Wall Street roller coaster”, you are experiencing it these past couple of weeks!

What Should I do to Survive a Market Drop?

Take a moment and think back a few short years, its early 2007, things look great. Your house has never been more valuable, your retirement accounts have been humming along and you just got a promotion at work, then all heck breaks loose. Stocks drop by more than half, your job is gone and you fall behind on your mortgage. Maybe this didn’t happen to you, but it probably happened to someone you know. I want you to close your eyes and remember, how did you feel when that happened? Were you able to keep on going, feeling good about things and ignore what was happening in the markets, or were there sleepless nights and anxiety? Were you a seller or a buyer?

Is it Time for You to Sell Your Stocks?

During my career, there have been several occasions where I have seen folks so nervous and confused over their investments that they start losing sleep. Or worse, they stop paying attention! There was the client in 2001who handed me a stack of statements from his Merrill Lynch account. There were over a year’s worth and none of them had been opened! Turns out he had lost almost half of what was invested there.