Entries by Roger Gainer

Podcast: Taking a Look Forward at 2019

Roger GainerRoger holds the coveted and well-earned designations of Chartered Financial Consultant (ChFC®) and Retirement Income Certified Professional (RIPC®) from the American College. He is also a licensed insurance agent for life and health insurance and a Certified Paralegal for Estate Planning.

Podcast: Taking a Look Back at 2018

Roger GainerRoger holds the coveted and well-earned designations of Chartered Financial Consultant (ChFC®) and Retirement Income Certified Professional (RIPC®) from the American College. He is also a licensed insurance agent for life and health insurance and a Certified Paralegal for Estate Planning.

4 Things You Should Know Before You Sign Up for Social Security

There are many variations of these rationalizations about taking social security benefits early. I believe this is mainly due to folks not understanding what Social Security is, the role it plays in your retirement income plan, and how to maximize your benefits under the rules.

How Income Property Can Help You Retire

Investment real estate has long been one of the best ways to build wealth in America. It generates income, enjoys tremendous tax advantages and can grow in value.

Podcast: Celebrating 30 Years, Has Anything Changed?

The following is the transcript from Episode 20 of Retire Happy with Roger Gainer, a financial and business audio podcast. Roger: I’m trying to cut through some of the noise that’s out there and help people develop the analytical and evaluation tools so that when you read stuff, you can figure out, A, does it […]

Podcast: What You Need to Know About Mortgages

The following is the transcript from Episode 19 of Retire Happy with Roger Gainer, a financial and business audio podcast. Roger:  I think the decision to finance your principal residence is one of the most impactful decisions you can make when it comes to your personal financial security. The wrong decision can cost you big […]

Taking a Moment for Gratitude: Thanksgiving 2018

These days life can be so hectic, it is easy to get caught up in the day to day demands and distractions and forget all of the things in our lives to be grateful for. Besides the demands on our time from work, family and the day to day responsibilities, there are significant demands on our emotions. With crazy political gyrations from all sides and the constant stream of disasters, natural and otherwise, it is easy to feel like there is no point, so why try?

,

Celebrating 30 Years, Has Anything Changed?

I recently celebrated my 30th Anniversary in this business. It’s actually been a lot longer, but I don’t count my years as a commodity broker.

Podcast: What the Raising of Rates by the Feds Means to You

The following is the transcript from Episode 18 of Retire Happy with Roger Gainer, a financial and business audio podcast. Roger: People always are afraid of change. It’s human nature. We’d like things to stay the same, but when we have change and risk goes up, something else happens as well. Opportunities appear. Clark: You’re […]

The Top 5 Financial Advisement Questions Clients are Asking Me Today

Clients ask questions all the time. Usually they are based on a conversation with a friend or associate, or sometimes another family member. Lately, I have noticed a significant increase in people asking the following 5 questions. I am not sure why, other than many of them are concerned over the current volatility and uncertainty many are currently experiencing in their lives or in their minds. Whether it is due to politics, stock market activities, changing interest rates or the increase in frequency and severity of natural disasters, I don’t know. What I do know is these are questions that are making many of them uncomfortable, with many reporting it is starting to affect their ability to relax and sometimes, sleep.